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When am I legally bound into the IVA?

Published in Debt Advice Features, IVA Focus Features on Sunday, December 31 2006 by Open Doors Money

Usually you are bound into it once you have signed your proposal and your creditors have accepted it. 

If your creditors were to reject your offer, they sometimes ask for certain criteria to be changed. At this point you could say no, and you walk away from the IVA, or agree and then you are bound into the new terms and conditions.

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